Martin Lewis urges people who have a mortgage to complete 'must do' task

The ITV regular, who hosted ITV Good Morning Britain this week alongside Susanna Reid, spoke out on X, formerly Twitter.

Martin Lewis has issued a "must do" task for people with a mortgage - as he promoted his latest podcast episode. The ITV regular, who hosted ITV Good Morning Britain this week alongside Susanna Reid, spoke out on X, formerly Twitter.

Mr Lewis wrote: "New pod. Mortgage Special: Time to fix? Will rates drop further? Help for older mortgagers & more. Plus Savers update | Winter fuel judicial review | And your First paypacket splurges!" Urging listeners to tune in, he said: "Do have a listen."

Replying to the Money Saving Expert founder, a fan said: "Hi Martin. What are the pro’s and cons for a 25 year mortgage vs a 30 year mortgage on a 2 year fixed (both have the same initial rate of 4.3%). And i intend to switch after the 2 year fix. Thanks."

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"Just fixed energy bills for 2 years with British Gas for less than I'm currently paying Octopus on the price cap. No brainer!," a second wrote back. A third typed: "You don't really have a choice but to fix. The default variable rate is ridiculous.

"Fixing is the only way to get anything sensible. Fixing for 2 years is the best and only option really." And another said: "Can you please ask Govan to take into account what was said in the HoL debate on 11 September when Baroness Sherlock claimed that equality effects had been debated at length in both Houses. I think this is false and has a bearing on the case."

This week's podcast synopsis explains: "The main topic the week is everything you need to know about mortgages. There is also an update for savers and Martin explains a legal challenge to the UK and Scottish Governments' decision to cut the winter fuel payment. And the Tell Us got a huge response looking at what people did with their first pay packet."