The DWP has shared its October benefits payment schedule
(Image: Gareth Fuller/PA Wire)

The full list of DWP money changes for October

by · Manchester Evening News

The new Labour administration is prepped to lift the wraps on its first Budget, with Rachel Reeves slated to deliver her Autumn statement on October 30. Despite admitting that "tough decisions" loom, Ms Reeves has vowed there'll be "no return to austerity".

Looking to possible changes ahead, the Chancellor has hinted at expected tweaks in welfare and state pensions. However, until said changes are announced, benefits will be distributed as usual.

Here's a breakdown of the benefit payment timetable for October.

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Typically made directly to beneficiaries' bank accounts, financial supports like Jobseeker's Allowance, Universal Credit, and Pension Credit are set to precise payment dates. However, if a payment date falls on a weekend or bank holiday, the Government advises that claimants will typically receive their payment on the last working day before.

This may differ slightly for those receiving Tax Credits or Child Benefits, reports the Express.

October brings no bank holidays across England, Wales, Scotland, or Northern Ireland, meaning most benefits should be distributed as per the regular schedule:

  • Attendance Allowance – usually every four weeks
  • Carer’s Allowance – weekly in advance or every four weeks
  • Child Benefit – usually every four weeks or weekly for single parents
  • Disability Living Allowance – usually every four weeks
  • Employment and Support Allowance – usually every two weeks
  • Income Support – usually every two weeks
  • Jobseeker’s Allowance – usually every two weeks
  • Maternity Allowance – every two or four weeks
  • Pension Credit – usually every four weeks
  • Personal Independence Payment (PIP) – usually every four weeks
  • Tax Credits – every four weeks or weekly
  • Universal Credit – every month.

If a benefit payment doesn't arrive when expected, the Department for Work and Pensions (DWP) suggests checking the payment date on your award notice and verifying that the bank account details are correct. If the payment is still not received after the expected date, you should get in touch with the relevant department via the gov.uk website at gov.uk/contact-jobcentre-plus/existing-benefit-claims.

Pensions

The basic state pension is paid directly into a claimant's chosen bank, building society or credit union account every four weeks. The specific day on which the state pension is paid hinges on the last two digits of their national insurance number.

Here's how national insurance numbers align with payment days:

  • 00 to 19: Monday
  • 20 to 39: Tuesday
  • 40 to 59: Wednesday
  • 60 to 79: Thursday
  • 80 to 99: Friday

The full basic state pension currently amounts to £169.50 per week. However, men born on or after April 6, 1951, or women born on or after April 6, 1953, will receive the new state pension instead. This is worth up to £220.20 per week.

To qualify for the full new state pension, people need a certain number of qualifying years of national insurance payment.

For a man, this is:

  • 30 qualifying years if born between 1945 and 1951
  • 44 qualifying years if born before 1945.

For a woman, this is:

  • 30 qualifying years if born between 1950 and 1953
  • 39 qualifying years if born before 1950.

If there are any issues with pension payments, people can contact the pension service on 0800 731 0469 or visit gov.uk/contact-pension-service.