HMRC issues state pensioner update after tax code change query

HMRC has provided clarity regarding a sudden change in tax codes after a concerned individual noted an unexplained alteration. A customer reached out over X querying: "My husband was entitled to claim state pension in September this year but hasn’t claimed it. Could you please advise why his tax code has changed from 1383M to 931M?"

The tax authority initially requested confirmation of the tax code listed on the person's payslip. The customer indicated that their payslip dated October 31 displayed the code 1383M, yet by November 7, it had switched to 931M.

When asked whether a tax coding notice was received, the customer confirmed they had not had one. HMRC suggested that the individual should contact the income tax helpline regarding the issue if they were not authorised to speak on the man's behalf.

The woman mentioned she had been listed on his record previously due to an overpayment matter but was uncertain if her authorisation remained valid. People seeking help can call HMRC at 0300 200 3300; the line operates Monday to Friday, between 8am and 6pm.

If your tax code concludes with the letter 'M', it signifies you get 10 percent of the personal allowance from your partner, boosting your tax-free allowance by £1,260. This is because of the marriage allowance rules.

These permit you to transfer a portion of your personal allowance to your spouse or civil partner. To utilise the marriage allowance, your earnings must be below the standard personal allowance of £12,570 per annum.

It's important for couples to note that this only applies if you're married or in a civil partnership. Simply cohabiting doesn't qualify.

The full new state pension currently stands at £221.20 weekly, or £11,502.40 annually. This is just over £2,000 shy of being subject to income tax.

With the triple lock increase next April raising payments by 4.1 percent, this will rise to £230.30 weekly, up to £11,975.60 annually. The full basic state pension pays £169.50 weekly, which will increase to £176.45 weekly from next April.